Step 6 of 9

Choose your account strategy

Now that your algorithms are installed, let's figure out how you're going to trade. Live cash account, prop firms, or both — each path has its own setup.

How do you want to trade?

Pick the path that fits your situation. You can always add more later.

💰 Live Cash Account Path

1

Fund your brokerage account

If you just signed up for NinjaTrader and are using their brokerage, you'll need to deposit funds. The timeline depends on how you deposit:

  • Wire transfer: 1-2 business days
  • ACH (bank transfer): 3-5 business days
  • Check: 5-10 business days
💡 Be patient with funding

While you wait for your deposit to clear, you can practice on sim. The algorithms work identically in simulation — use this time to watch how they trade and get comfortable.

2

Minimum account size

For trading MNQ (Micro E-mini NASDAQ), most brokers require:

  • Minimum margin per MNQ contract: ~$50-100 (intraday)
  • Recommended starting capital: $2,000-5,000
  • More capital = more breathing room for drawdowns

Once your funds are deposited and available, skip ahead to Step 8: Connections to connect your live account.

🏢 Prop Firm Path

Prop firms let you trade their capital after you pass an evaluation. You put up a small fee, prove you can trade profitably, and then trade funded accounts with profit splits in your favor.

1

Have you traded with prop firms before?

✅ Yes — I know how they work

Great! Skip the education section below. Grab your affiliate links and discount codes from our prop firm page, pick up some evals, and head to Connections to wire them up.

📖 No — explain everything

No problem. Keep reading — we'll explain exactly how evaluations work, what happens when you pass, what it costs, and how to think about scaling.

2

How prop firm evaluations work

Here's the process from start to finish:

The Evaluation ("Eval")

You pay a one-time fee to start an evaluation account. This is a simulated account with a set of rules you must follow. Your goal: reach the profit target without breaking any rules.

  • Profit target: Varies by account size (e.g., $3,000 on a 50k account)
  • Max drawdown: A limit on how much you can lose (e.g., $2,500 trailing)
  • Daily loss limit: Maximum you can lose in a single day
  • Trading days: Some require minimum number of trading days
  • Time limit: Most have no time limit — take as long as you need

Passing the Eval → PA Account

When you hit the profit target without violating any rules, you "pass" the evaluation. The firm then gives you a Performance Account (PA) — a live funded account trading real money.

  • You trade the firm's capital, not your own
  • Profits are split — typically 80-90% to you
  • You still must follow the drawdown and daily loss rules
  • Monthly PA subscription fee (varies by firm)

What happens when an account blows?

If you violate a rule — hit the max drawdown, exceed the daily loss limit, or break a trading rule — the account is "blown" and closed.

  • On an eval: you lose the eval fee and need to buy a new one
  • On a PA: you lose the funded account and any unrealized profits
  • This is normal — it's the cost of doing business
  • The key is to pass more evals than you blow PAs
3

What does it cost?

Let's break down a realistic investment using Apex Trader Funding as an example:

💰 Investment Calculator — Apex 50k EOD Example

Evaluation fee (50k EOD) ~$167 (regular) / ~$53 (on sale)
Apex runs sales frequently 60-80% off is common
PA monthly subscription (after passing) ~$85/month per account
Profit split 100% of first $25k, then 90/10
💡 Wait for sales

Apex and other firms run sales constantly — sometimes 60-80% off evaluations. There's almost no reason to buy at full price. Be patient and stock up during sales.

📊 Scaling Example — 5 PA Accounts

5 evaluations (on sale @ ~$53) ~$265
5 PA subscriptions/month ~$425/month
Monthly cost to run 5 funded accounts $425/month

The math works when your algorithms are generating more in profits across 5 accounts than the $425/month in subscriptions. That's the business model.

4

How many accounts should you run?

More accounts = more profit potential, but also more subscription costs. Here's our recommendation:

  • Just starting out: 1-3 accounts. Learn the process, watch the algos work.
  • Getting comfortable: 5-10 accounts. This is where the math starts to compound.
  • Scaling: 10-20 accounts. Apex allows up to 20 PA accounts — this is the goal.
💡 Start small, scale up

Buy 2-3 evals to start. Pass them, get your PAs, watch them run for a week. Then buy more evals during the next sale. There's no rush.

5

Our recommendation: Apex + Rithmic

🏆 #1 Pick: Apex Trader Funding

  • Up to 20 PA accounts — the most in the industry
  • Uses Rithmic connection — the most stable data feed
  • 100% of first $25k in profits, then 90/10 split
  • Frequent sales — 60-80% off evaluations
  • EOD (End of Day) trailing drawdown — more forgiving than intraday

Get Apex affiliate link + discount code →

We recommend the 50k EOD evaluation for beginners. It has a manageable profit target and the end-of-day trailing drawdown is more forgiving than real-time trailing.

✅ Ready to buy evaluations?

Head to our Prop Firms page for affiliate links, discount codes, and detailed rules for each firm we work with. Then come back here to continue with connections.

🔀 Both — Live + Prop Firms

This is the power move. Run your own live cash account for personal capital growth while simultaneously scaling prop firm accounts for leveraged profits.

How to set this up

  • Read through Live Cash Account above — fund your brokerage
  • Read through Prop Firm Path above — buy your evals
  • When you get to Connections, you'll connect all accounts at once
  • The algorithms run the same on every account — no extra configuration needed
💡 Pro tip

Many of our most successful traders started with prop firms only, then added a live account once they built confidence watching the algos perform. There's no wrong order.